Overview and Commitment

At aurevalithos, we understand that managing your financial data requires absolute trust. This privacy policy explains how we collect, use, protect, and handle your personal information when you use our budget consolidation platform. We're committed to transparency about our data practices and ensuring you maintain control over your personal information.

Our platform operates under Canadian privacy laws, including the Personal Information Protection and Electronic Documents Act (PIPEDA), and we've designed our systems to exceed these requirements. We believe privacy isn't just compliance—it's fundamental to building lasting relationships with our users across Canada and beyond.

Information We Collect

We collect various types of information to provide and improve our budget consolidation services. Here's what we gather and why it's necessary for your financial management experience:

How We Use Your Information

Your information serves specific purposes that directly benefit your budget management experience. We use your data to provide personalized budget consolidation tools, generate spending insights, and help you track financial goals more effectively.

We analyze usage patterns to improve our platform's functionality and develop new features that address common budgeting challenges. Your financial data helps us create more accurate spending categories and better consolidation algorithms.

Communication purposes include sending you important account updates, security notifications, and optional newsletters about budgeting tips and platform enhancements. You can opt out of non-essential communications at any time through your account settings.

Your Privacy Rights

Under Canadian privacy law, you have significant control over your personal information. We've built our systems to make exercising these rights straightforward and efficient.

To exercise any of these rights, contact our privacy team at info@aurevalithos.com with your request. We'll verify your identity and respond within the timeframes required by Canadian privacy law.

Data Security Measures

Protecting your financial information requires multiple layers of security. We've implemented comprehensive measures to safeguard your data against unauthorized access, modification, or disclosure.

We maintain cybersecurity insurance and work with leading Canadian security firms to ensure our protection measures meet or exceed industry standards for financial technology platforms.

Data Retention and Deletion

We keep your information only as long as necessary to provide our services and comply with legal requirements. Here's our retention schedule for different types of data:

You can request immediate deletion of your data at any time, regardless of these standard retention periods. We'll confirm completion of the deletion process within 15 business days.

Data Sharing and Third Parties

We carefully limit data sharing to essential service providers who help us operate our platform. All third parties must meet our strict privacy and security standards and are contractually bound to protect your information.

We share data with Canadian cloud hosting providers for platform infrastructure, payment processors for subscription management, and analytics services that help us understand platform performance. None of these partners receive access to your complete financial profile.

We never share your information with marketing companies, data brokers, or advertising networks. Law enforcement requests are only fulfilled when accompanied by proper legal documentation, and we notify affected users unless prohibited by law.

International Data Transfers

Your data is primarily stored and processed within Canada to ensure compliance with Canadian privacy laws. When we use service providers based outside Canada, we ensure they provide adequate protection for your personal information.

For users accessing our platform while traveling internationally, your data may be temporarily processed through content delivery networks in other countries to ensure optimal performance. However, your primary account data always remains in Canadian data centers.

Cookies and Tracking Technologies

Our platform uses essential cookies to maintain your login session and remember your preferences. We also use analytics cookies to understand how users navigate the platform and identify areas for improvement.

You can control cookie settings through your browser preferences. Disabling essential cookies may affect platform functionality, but analytics cookies can be disabled without impacting your budget consolidation experience.

We don't use tracking pixels or similar technologies for advertising purposes, and we don't participate in cross-site tracking networks.

Children's Privacy

Our budget consolidation platform is designed for adults and we don't knowingly collect information from children under 13 years of age. If we discover that a child has provided personal information, we'll delete it immediately and notify the parent or guardian if possible.

Parents who want to set up budget tracking for older teens can do so through family account features, where the parent maintains control over privacy settings and data access.

Policy Updates and Changes

We review this privacy policy annually and update it when we introduce new features or change our data practices. Significant changes will be communicated through email notifications and prominent notices on our platform.

Minor updates, such as clarifications or contact information changes, will be posted with updated effective dates. We encourage you to review this policy periodically to stay informed about how we protect your information.

If changes require new consent for data processing, we'll ask for your explicit agreement before implementing the new practices.